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4 apps you can use as a side hustle to earn quick cash
finance

4 apps you can use as a side hustle to earn quick cash

Earning a few quick bucks apart from your primary source of income is always helpful. Whether for selling used items or a side hustle, the internet is brimming with websites and apps that let you make money. However, many of these are not as legitimate as they appear. So, if you want to earn cash with apps, here are the best options. Swagbucks This app has an A rating with Better Business Bureau and more than 10 million active users worldwide. It is one of the best apps that lets you earn cash quickly. Swagbucks offers $10 to new users as a welcome bonus. Besides, it is easy to use; all you need to do is watch videos, play games, or take part in search surveys, and the company will deposit the amount in your PayPal account. Swagbucks also gives you the option to redeem the money and use it as a gift card on shopping websites. Dosh If you are an avid shopper and want to earn cash with apps, Dosh is one of the best options for you. Available on both Android and iOS, Dosh lets you make money every time you use your card for shopping online or at walk-in stores.
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5 trusted websites to make money online
finance

5 trusted websites to make money online

Making money online has never been easier! The ever-expanding online world is swamped with legit opportunities that’ll help add some extra bucks to your bank from the comfort of your home. And, the best part is that you don’t always need to have certain skills or qualifications to earn money. Don’t believe us? We’ve compiled a list of trustworthy websites that can help you make money online. Try them! Swagbucks If you have a hard time trusting online survey sites, you likely haven’t tried Swagbucks. It is one of the most popular and legitimate websites that will pay you for everything from filling out surveys to watching videos to shopping online. You will receive your earnings in the form of gift cards from top retailers like Amazon and Walmart or cash back from PayPal. Upwork Interested in taking up some freelance work? Consider creating an account on Upwork. It’s the world’s largest online marketplace to find great clients and grow your independent career. Regardless of what skill you have, be it writing, video editing, software development, graphic designing, or marketing, you can find work in no time. ThredUp If you’re looking for motivation to clean up your closet, then check out ThredUp.
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Common mistakes to avoid when buying travel insurance
finance

Common mistakes to avoid when buying travel insurance

Travel insurance is an essential financial cover that protects one from unforeseen circumstances while traveling. From losing luggage to hotel cancellations, there are a few incidents against which insurance can be claimed. But before opting for one, it is important to thoroughly understand the policy document, including what is covered in the insurance and what is not. Here are a few common travel insurance mistakes that travelers can easily avoid. Ignoring credit card perks Several credit card companies offer travel insurance benefits to card holders. If you purchase a ticket using the card, you may be eligible for insurance. Credit card-based travel coverage may include claims against delayed, lost, or damaged baggage; trip cancellation or interruption; medical emergencies; evacuation; travel mishaps; or rental car insurance. With these advantages, frequent travelers might not need to get additional insurance. Not reading the details of the insurance Most travel insurance policies have a “cancel for any reason” provision. However, the requirement for this is often overlooked. The “cancel for any reason” coverage often has to be bought 7 to 21 days after paying the original trip deposit. Additionally, one can only receive compensation if they cancel their trip 48 hours in advance. Depending on one’s level of insurance, the reimbursement amount may vary.
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Top 10 overlooked tax deductions
finance

Top 10 overlooked tax deductions

In the rush of filing taxes, it can be easy to overlook deductions that could help you save money. Tax deductions are expenses you can subtract from your taxable income. Knowing which expenses can be claimed as deductions is the key to limiting the hard-earned money you owe the government. From student loan interest payments to health expenses, here are some of the most overlooked tax deductions you should know: How do deductions work? Tax deductions lower the amount of tax you owe. A standard tax deduction—a single deduction of a fixed amount—is determined by your filing status: single, married, head of household, or filing jointly. You can claim the standard deduction without providing additional documentation or expense receipts. In contrast, itemized deductions are specific expenses you can deduct from your taxable income, such as clinical expenses, charitable contributions, and mortgage interest. Most overlooked tax deductions Job hunting expenses If you are looking for a new job in your existing field, you may be able to deduct expenses such as those incurred in resume preparation, traveling for interviews, and career counseling services. Charitable contributions Many know that cash donations to charity can be claimed as deductions but often overlook non-cash contributions like clothing or household items.
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Best side hustle ideas to check out in 2023
finance

Best side hustle ideas to check out in 2023

The goal of a side hustle is to earn extra money to support one’s lifestyle. With the current economic scenario, people are constantly looking for sources of income besides salaries. It provides greater financial security and the freedom to pursue one’s interests while maintaining job security. The most important aspect of a side hustle is that it is exciting enough to keep one interested. Here are some of the most creative side-hustle ideas for 2023. Best side hustle ideas for 2023 Online surveys Filling online surveys is one of the simplest and most popular side hustles to get started with. Although it might not be the highest-paying job available online, it can be a great place to start learning about time management and balancing two careers, which may eventually lead to finding something more significant. For each survey, people can earn between $1 and $20. Writing blogs Starting a blog can be a fantastic option for people with a creative side who want a voice and a creative outlet. Most blogs generate a little money at first, but as their readership and reach grow, they generate more and more money. Bloggers can earn roughly tens of thousands of dollars per month.
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5 mistakes to avoid when purchasing insurance
finance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
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5 mistakes to avoid when purchasing insurance
finance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
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5 important questions to ask a financial advisor
finance

5 important questions to ask a financial advisor

Financial planning is a complicated endeavor that does not stop with simply opening savings and certificate of deposit accounts. You need an expert who can advise you on the best investment and diversification strategies for building a solid portfolio to secure your financial needs. But before hiring a good advisor, it is essential to understand how the process works and how to proceed from here. These questions can be a starting point. Here are the five questions you must ask a financial advisor: What are your qualifications? Financial planning is a vast topic with several areas of specialization in practice. So, you need to understand whether the advisor provides assistance for financial planning in general or focuses on a specific aspect of portfolio building. Primarily, they practice with a Certified Financial Planner (CFP) qualification approved by federal regulatory authorities and guidelines for safe practices. What is the range of services you offer? Their experience will vary depending on the type of services provided, ranging from planning for retirement to tax mitigation strategies and real estate trust services. Some CFPs work as fiduciaries, ensuring they keep your best interests at heart when planning and strategizing your finances. You must also check to confirm any disclosures on the record of previous misconduct or legal sanctions imposed on their range of services.
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10 Black Friday Deals on Shoes to Expect in 2023

10 Black Friday Deals on Shoes to Expect in 2023

As the saying goes, “Shoes are like makeup for the feet.” A great pair of shoes is crucial to complete any outfit. To buy the perfect pair, one must consider the types and colors of clothes in one’s wardrobe. With Black Friday 2023 around the corner, many well-known brands will offer significant discounts on trendy footwear. Based on last year’s offerings, here are some expected deals on several categories this shopping season. Running shoes and sneakers Based on the last Black Friday deals, Adidas running shoes and sneakers were offered at discounted prices on several e-commerce websites. For example, the grippy Adidas Ultraboost 22 was offered at 37% off its original price on Zappos, Bloomingdale’s, and the Adidas website. Nike offers a wide range of running shoes with distinct features, including the reputed Pegasus, Alphafly, and Vaporfly shoes. While Pegasus shoes are popularly used as casual sneakers for daily walking, running, or workout activities, Alphafly and Vaporfly offer increased protection to one’s feet. They are ideal for marathon and half-marathon runners. Nike offered up to 60% off on its running shoes, boots, and other shoe types; moreover, one could save 20% extra by using the coupon code “BLACKFRIDAY.” Platforms Platform shoes, sandals, and boots have thick soles and are typically made of cork, rubber, or plastic.
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20 Furniture Deals to Anticipate on Black Friday 2023

20 Furniture Deals to Anticipate on Black Friday 2023

There is nothing more pleasing than a well-furnished home that perfectly integrates aesthetics and utility. However, decorating a home requires considerable prior planning and budgeting, and paying full price for items may be more expensive than it is worth. Annual sales seasons like Black Friday help buyers ensure lucrative discounts on furniture pieces like sofas, beds, and dining tables. With Black Friday 2023 approaching, here are the top furniture deals one can expect this year: Sofa Beds Queer Eye Queer Eye’s futon sofa beds are made of sturdy wood, with faux and soft-leather upholstery. Moreover, its convertible sofa beds can easily recline between the sitting, lounging, and sleeping positions. Last year, Queer Eye’s Liam futons were available for $126 off their original price of $480. Ollie Ollie’s futon sofa beds entail box tufting, and they are a compact option for smaller spaces. The Ollie Futon Sofa Bed was available at 31% off on Wayfair last shopping season and may be offered on sale again this Black Friday. LINSY HOME LINSY HOME’s sleeper sofa beds are lined with memory foam mattresses, which utilize body heat to mold to one’s body shape, preventing back issues and ensuring optimal comfort. These sofas were available for $200 off at Walmart last Black Friday; thus, buyers should be on the lookout for discounts on LINSY HOME sleeper sofas even this year.
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Top 10 Internet Deals to Expect this Black Friday

Top 10 Internet Deals to Expect this Black Friday

From researching topics to paying bills and shopping on e-commerce sites, a maximum number of people rely on the Internet to fulfill their essential daily activities. To aid this, buying home internet plans from reliable companies can help ensure speedy internet connection at affordable rates. And Black Friday allows individuals to avail of lucrative offers on the best internet deals. So, here are some Internet deals one is likely to come across this Black Friday: Internet Deals for Business Today, most industries rely extensively on the Internet to complete business operations. Thus, offices must install a fast and secure internet connection to increase their employees’ productivity. Here are some brands likely to offer business internet deals this year. Verizon Verizon offers premium business internet packages enabling quick, affordable, and reliable internet connection for companies. It entails 5G, Fios, and LTE internet options with distinct package plans and prices. The company is known for offering some of the best internet deals during Black Friday and Cyber Monday. It will likely offer discounts on its business internet deals during Black Friday 2023. AT&T This telecommunications company offers fast-fiber internet service and has built-in backup systems to prevent long outages. With an excellent customer service system, this broadband is ideal to be installed in companies.
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Top 10 Perfume Deals One Can Expect this Black Friday

Top 10 Perfume Deals One Can Expect this Black Friday

Studies have shown that body odor can significantly influence one’s judgment of another person. Thus, smelling good is an integral aspect of dressing up for an occasion. Perfumes and deos help strike the right first impression on various occasions, from romantic dates to important networking events. Several fashion brands offer luxury perfumes curated using ingredients like scented oils, fruits, plants, etc. This Black Friday, one can expect lucrative perfume deals by top brands in the following categories: Eau de Parfum Eau de parfums have higher concentrations of perfume oil than most other types of perfumes. Hence, these perfumes last on one’s skin for the longest periods, i.e., approximately six to eight hours. For this reason, eau de parfums are great choices for elaborate parties, events, and occasions. One can expect Black Friday 2023 deals on eau de parfums by these brands: 1. Chanel offers a wide range of eau de parfum fragrances for women and men, from the classic N°5 Eau de Parfum to the more subtle yet mesmerizing Coco Mademoiselle. The Chanel eau de parfum is currently available at a 5% discount on Amazon. However, considering most popular perfumes go on sale during Black Friday, shoppers may get great deals on Chanel products.
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7 foods that may help manage nasal congestion

7 foods that may help manage nasal congestion

Nasal congestion, also known as a stuffy nose, is a feeling of fullness in the face or nose. Some people may also have fluid dropping out of the nose or down the back of the throat. There are various reasons why one may develop nasal congestion. Based on the cause, experts may recommend treatments to fight the illness. A healthcare professional may also recommend lifestyle changes, such as eating specific foods to relieve nasal congestion. Link with MAC lung disease and COPD Before moving on to healthy foods, one should be mindful of certain health complications that may trigger nasal congestion. MAC lung disease may lead to familiar symptoms like chronic coughs with or without mucus when people breathe in airborne MAC bacteria. Moreover, excessive inflammation in response to irritants is common in COPD, which makes one more susceptible to chronic sinusitis, leading to symptoms such as nasal congestion. Foods that may relieve nasal congestion Here are seven foods to help fight nasal congestion and the conditions that may cause it. Berries This antioxidant-rich food may fight free radicals that trigger chronic sinusitis. Berries also contain vitamins and minerals that may protect the mucus membranes and help avoid congestion. Pineapples The fruit is rich in healthy enzymes that break down the buildup of sinuses and reduce inflammation.
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8 sunscreen mistakes that could harm the skin

8 sunscreen mistakes that could harm the skin

Direct and prolonged exposure to the sun’s harmful UV rays can increase one’s risk of sunburn, premature aging, wrinkles, fine lines, skin damage, or even cancer in extreme cases. When it comes to protecting one’s skin from sun rays, sunscreen is a crucial tool. However, many individuals make common sunscreen application mistakes that can do more harm than good. Here are some mistakes that should be avoided for optimal skin protection: 1. Not reapplying the product Sunscreen’s efficacy diminishes over time and needs to be reapplied regularly, especially if one is spending time outdoors. Failing to reapply every two hours or after swimming, sweating, or towel-drying can lead to sunburn and long-term skin damage. 2. Not using enough sunscreen Many people underestimate the amount of sunscreen needed to provide adequate protection. It’s recommended to coat the skin with at least an ounce of the product to shield the skin effectively, for instance, on a beach day. The Skin Cancer Foundation recommends applying a nickel-sized portion to one’s face on regular days. 3. Neglecting sensitive areas It’s easy to forget those often neglected areas, such as the ears, lips, and the back of the neck. To avoid harm, one should use sunscreen generously on all exposed skin.
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3 buying tips for polycarbonate roof sheets

3 buying tips for polycarbonate roof sheets

Roofing sheets are installed in open areas where the sunlight casts a harsh glare, protecting the area underneath from weather elements. Polycarbonate is a lightweight but durable material, often considered a great alternative to acrylic and Pet G plastics used for mainstream installations. Today, these sheets are manufactured in different color shades and textures suitable for many different installations. Here are three beginner tips to help you make an informed decision shopping for polycarbonate sheets. Buy the right color and texture Polycarbonate sheets are manufactured in different colors to suit a specific build purpose. Depending on the type of use and installation, you must consider various textures like solid sheets, textured sheets, twin wall/multiwall sheets, and corrugated sheets. Transparent sheets allow maximum natural light penetration and protect you from UV rays but are unsuitable if you need privacy. Patterned sheets ensure decent light transmission while also maintaining occupant privacy. Opal-colored sheets reduce the heat buildup by a third of exposure and provide good shade. Bronze-colored sheets reduce glare and increase heat retention due to the tint. Black-colored sheets are entirely opaque, blocking the light and offering complete privacy. Choose the right thickness and size Roofing is a tricky job, even when done by contractors.
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5 credit card mistakes to avoid

5 credit card mistakes to avoid

Today, digital transactions have become the norm. This has made safeguarding one’s financial information all the more important. Sadly, credit card fraud remains a prevalent concern, and numerous victims are falling victim to the evolvingly cunning tactics employed by cybercriminals. One way individuals can safeguard themselves from fraudulent activities is by avoiding some credit card mistakes that leave them susceptible. Avoiding these mistakes can significantly bolster their defenses against potential threats. Neglecting strong password Most individuals prefer using easy-to-use and easy-to-remember passwords to offer them easy access. However, easily guessable passwords such as birthdays and phrases can make things easier for cybercriminals. It is advisable to opt for complex passwords comprising a mixture of upper and lowercase letters, numerals, and special characters to avoid granting them unauthorized access. Regularly changing passwords and employing a password manager can further fortify online security. Disregarding secure websites for transactions Another grave mistake credit card users make that makes them susceptible to fraud is entering their details on unsecured websites. This is one place where cybercriminals exploit vulnerable sites to harvest sensitive data. To mitigate this risk, individuals should only transact on secure websites. Checking for “https://” in the URL and looking for a padlock icon in the address bar are some telltale signs of a secure connection.
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6 signs of ulcerative colitis to look out for

6 signs of ulcerative colitis to look out for

Ulcerative colitis is a chronic inflammatory bowel disease (IBD) that causes inflammation and ulcers in the large intestine. Along with the inner lining of the large intestine, it can also affect the rectum and the colon. The symptoms of ulcerative colitis can be discomforting and lead to severe complications if left untreated. Hence, it is crucial to recognize the signs and symptoms of ulcerative colitis for timely diagnosis and management. Abdominal pain and cramping A common sign of this disease is abdominal pain and cramping. It can range from mild to severe and may come and go, but it is often exacerbated during flare-ups. If a person is experiencing pain in their left side, it may indicate left-sided colitis. Diarrhea Another telltale sign of ulcerative colitis is frequent diarrhea. Also, it is usually followed by an urgent inclination to pass stool. This symptom can be distressing and disruptive to daily life. The diarrhea may also be accompanied by mucus and can increase during a flare-up. Blood in stool The presence of blood in stool is a concerning symptom of ulcerative colitis. This symptom can result from inflammation and ulcers in the colon’s lining. Along with blood, pus and mucus can be present in stools.
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