Health Insurance

Core concepts behind health insurance plans, coverage, and costs explained simply.

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Costly Assumptions People Make About What Health Insurance Covers
Health Insurance

Costly Assumptions People Make About What Health Insurance Covers

Assuming dental, vision, or out-of-network care is covered can lead to surprise bills. Learn which gaps catch people off guard most often.

By Insurance Basics Editorial Team · Mar 14, 2026 · 5 min read

Latest In Health Insurance

Getting the Most Out of Your Health Plan Without Spending More Than Necessary
Health Insurance

Getting the Most Out of Your Health Plan Without Spending More Than Necessary

Insurance Basics Editorial Team · Jan 10, 2025 · 6 min read
HMO vs. PPO: Which Plan Structure Fits Your Healthcare Habits?
Health Insurance

HMO vs. PPO: Which Plan Structure Fits Your Healthcare Habits?

Insurance Basics Editorial Team · Feb 2, 2026 · 5 min read
HMO, PPO, EPO, and HDHP: Choosing the Right Plan Structure
Health Insurance

HMO, PPO, EPO, and HDHP: Choosing the Right Plan Structure

Insurance Basics Editorial Team · Sep 3, 2023 · 6 min read
HSA vs. FSA: Two Tax-Advantaged Accounts That Help Cover Medical Costs
Health Insurance

HSA vs. FSA: Two Tax-Advantaged Accounts That Help Cover Medical Costs

Insurance Basics Editorial Team · Oct 7, 2023 · 6 min read
Health Insurance Decoded: A Plain-Language Guide for First-Timers
Health Insurance

Health Insurance Decoded: A Plain-Language Guide for First-Timers

Insurance Basics Editorial Team · May 15, 2024 · 8 min read
Health Insurance Myths That Lead People to Skip Coverage or Overpay
Health Insurance

Health Insurance Myths That Lead People to Skip Coverage or Overpay

Insurance Basics Editorial Team · Jan 12, 2026 · 6 min read
High-Deductible Health Plans: What You Gain, What You Risk, and Who They Suit
Health Insurance

High-Deductible Health Plans: What You Gain, What You Risk, and Who They Suit

Insurance Basics Editorial Team · Jun 18, 2024 · 6 min read
How a Health Insurance Claim Travels From Your Doctor's Office to Your Mailbox
Health Insurance

How a Health Insurance Claim Travels From Your Doctor's Office to Your Mailbox

Insurance Basics Editorial Team · May 11, 2025 · 6 min read
In-Network vs. Out-of-Network Care: Why the Distinction Matters More Than You Think
Health Insurance

In-Network vs. Out-of-Network Care: Why the Distinction Matters More Than You Think

Insurance Basics Editorial Team · Dec 11, 2025 · 6 min read
Key Terms Every Health Insurance Cardholder Should Know
Health Insurance

Key Terms Every Health Insurance Cardholder Should Know

Insurance Basics Editorial Team · Dec 17, 2024 · 7 min read
Open Enrollment Preparation: What to Gather Before You Pick a Plan
Health Insurance

Open Enrollment Preparation: What to Gather Before You Pick a Plan

Insurance Basics Editorial Team · Oct 7, 2023 · 6 min read
Premiums, Deductibles, Copays, and Coinsurance: What Each One Actually Costs You
Health Insurance

Premiums, Deductibles, Copays, and Coinsurance: What Each One Actually Costs You

Insurance Basics Editorial Team · Jul 29, 2023 · 5 min read
The Out-of-Pocket Maximum: The One Number That Limits Your Financial Exposure
Health Insurance

The Out-of-Pocket Maximum: The One Number That Limits Your Financial Exposure

Insurance Basics Editorial Team · Mar 31, 2025 · 8 min read
What an Explanation of Benefits Is—and Why You Should Always Read It
Health Insurance

What an Explanation of Benefits Is—and Why You Should Always Read It

Insurance Basics Editorial Team · Mar 31, 2024 · 7 min read
Why Employer-Sponsored Coverage Isn't Always the Obvious Right Choice
Health Insurance

Why Employer-Sponsored Coverage Isn't Always the Obvious Right Choice

Insurance Basics Editorial Team · Feb 19, 2023 · 7 min read

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